Rules read from each firm's own terms · 3 September 2026
Consistency rules, minimum trading days, a drawdown that follows you up and never locks, a payout you cannot request for two weeks. We compared 12 prop firms on the eight published rules that actually decide whether you keep the account and whether you get paid.
No user reviews, no paid placements. Figures taken from published rulebooks.
Meridian Funded
9.4
Opens meridian-funded.com · 18+ · T&Cs apply
The 12 firms compared on this page
MFEM
FU
FU
BR
GF
BG
AQ
TH
MT
FT
TO
Scored on eight published criteria, each read from the firm's own rulebook. Every firm links to its own site, so you can check any figure at the source. Open a card to see where that firm is more restrictive than the one ranked first.
How we are funded and who we are. FundedPilot is published by Bluewave Digital Education FZCO, the company that also operates Meridian Funded. Meridian therefore appears on this page as our own brand, and we say so on every page rather than presenting ourselves as unaffiliated. Every figure for every firm, Meridian included, is read from that firm's own published rules and can be checked against them. We publish no user reviews and our scores are not based on any.
The seven fields that decide whether an account survives, plus the models each firm sells.
Scroll sideways for the full table
| Firm | Consistency rule | Max loss | Daily loss | Minimum days | Split | Payouts | Models |
|---|---|---|---|---|---|---|---|
| MFMeridian Funded | None in evaluation or on Instant Zero | 6% trailing to 10% static; Instant Zero 5% | 2.5% to 5% | 3 per phase; none on Instant Zero | 80% to 90%, up to 100% | Within 12h | 1, 2, 3-Step, Instant, Instant Zero |
| EME8 Markets | None in challenge; 35% to 40% on some funded | 3% to 6% | 2.5% to 4% | None | 80%, up to 100% | From 3 days; daily on E8 Pro | Single-phase only |
| FUFundedNext | None by default | 6% to 10% | None to 5% | None to 5 | 80%, up to 95% | Within 24h | Stellar 1-Step, 2-Step, Lite, Instant |
| FUFundingPips | None on 1 Step Flex | 5% to 12% | 3% to 5% | None to 3 per phase | 60% to 100% by cycle | Weekly, biweekly, monthly or on demand | Zero, 1 Step Flex, Two Step, Two Step Pro, 2 Step Flex |
| BRBrightFunded | None | 6%, 8%, 10% | 3%, 4%, 5% | 5 (add-on removes it) | 80%, then 90%, then 100% | Within 24h, ~17h avg | 1-Step, 2-Step Bright, 2-Step Classic |
| GFGoat Funded Trader | None on 1 Step; 15% on some | 6% to 10% static | 3% to 5% | 3 (1 Step) | 80%, 100% add-on | Every 14 days | 1, 2, 3 Step and instant models |
| BGBlue Guardian | None published on CFD | 6% trailing or 8% static | 3% to 4% | not published | Up to 90% | 24h or +$1,000 | Instant, 1 Step, 2 Step + futures |
| AQAquaFunded | 15% to 25% on Pro and Instant | 8% static | 4% | 3 profitable days (One-Step) | 90%, 100% add-on | 24 business hours or +$1,000 | 1-Step, 2-Step, Instant + Pro plans |
| THThe5ers | 50% | 6% or 10% | 3% | None on Hyper Growth level 1 | 80% ($200K funded) | Every 2 weeks | 1-Step, 2-Step, Hyper Growth, High Stakes, Bootcamp |
| MTMaven Trading | 50% over $5,000 profit | 3% to 8% | 2% to 4% | 3 profitable days (Two Step) | 80% | Every 10 business days | One, Two, Three Step, Instant |
| FTFTMO | 50% Best Day (1-Step) | 10% (EOD trailing or static) | 3% or 5% | 4 per phase (2-Step) | 90% (1-Step), 80% (2-Step) | Claim from day 14 | 1-Step, 2-Step |
| TOTopstep (futures) | 50% of target (Combine) | $2,000 to $4,500 trailing | not published | 5 winning days of $150+ | 90%; 100% of first $10,000 | Same day to 3 business days | Trading Combine, Express, Live |
Read from each firm's published rules, FAQ and checkout on 3 September 2026. Rules change without notice: check the firm's own page before buying.
Price and account size are easy to compare, so everybody compares them. These are the lines that actually end accounts, and where the firms differ most.
A cap on how much of your total profit one day or one trade may represent. It is the only common rule that punishes you for winning too well, and most traders only meet it when they ask for money.
Meridian: none during the evaluation, and none at all on Instant Zero.
A required number of active days. Read whether the count is per phase or per account, because four days on a two-phase challenge is eight days before funding is even possible.
Meridian: 3 per phase, and none on Instant Funding or Instant Zero.
A floor that follows your equity upward and never stops means profit is never banked. A normal give-back on a winning position can close a winning account.
Meridian: the 1-Step floor trails, then locks at your starting balance.
Three facts, not one: the percentage, what it is measured on, and the hour the day resets. Commission and swap count toward it at almost every firm.
Meridian: 2.5% to 5%, reset at 5:00 PM New York, clearly published.
Not the processing speed, the date you may first ask. Fourteen days to eligibility and twelve hours to process is slower than three days and three days.
Meridian: every 14 days on Step, on demand on Instant Funding and Instant Zero.
Nearly everyone advertises a ceiling. The number that matters is what you receive on payout one, with nothing bought and no performance condition met.
Meridian: 90% standard on Step and Instant Funding, up to 100%.
Three permissions that decide whether your method is possible at all. Most firms tighten them the moment the account is funded.
Meridian: news free in evaluation, weekend holding allowed, custom EAs allowed.
A scaling plan is only real when it states a trigger, an increment and a ceiling. Without those three it is a decision the firm makes later.
Meridian: +25% per 10% gain within 3 months, up to $5,000,000.
No consistency rule during the evaluation and none at all on Instant Zero. Three minimum trading days per phase. A 1-Step floor that locks at your starting balance. Payout within 12 hours or 10% added to the next one. Up to 100% split, and a path to $5,000,000.
Start with Meridian Funded 18+ · T&Cs apply · Trading involves substantial risk of lossMeridian Funded publishes none during the evaluation and none at all on its Instant Zero accounts. On Step funded accounts the rule is 25%, and 15% on Instant Funding, both stated as numbers rather than left to interpretation. Among the firms on this page, E8 Markets, FundedNext and BrightFunded also publish no consistency requirement at the challenge stage.
It depends on two separate counts: the minimum days in the evaluation, often per phase rather than per account, and a separate minimum on the funded account. Meridian asks 3 days per phase, with none at all on Instant Funding and Instant Zero, which is the lowest published requirement in this comparison.
A static floor sits at a fixed level below your starting balance and never moves. A trailing floor follows your equity upward. The question that decides everything is whether it locks: Meridian's 1-Step floor trails until it reaches your starting balance and then stops, so once you are profitable the worst case is breaking even.
Within 12 hours during London business hours, or 10% is added to your next payout. Requests run every 14 days on Step accounts and on demand on Instant Funding and Instant Zero.
At Meridian, news trading is free during the evaluation. On a funded account, profit made within five minutes of a high-impact release is capped at 1% of balance rather than the position being closed. Weekend holding is allowed, with a gap rule on funded accounts.
Custom EAs are allowed at Meridian. High-frequency trading, latency arbitrage and commercial challenge-passing bots are not, which is the standard exclusion list across the industry.
From $10,000 to $500,000 at purchase. The Meridian Pro programme adds 25% each time you make 10% profit within three months, up to $5,000,000 across as many as twenty accounts.
Meridian publishes a 150% refund: 100% of your fee in cash on the first successful payout, plus 50% in Meridian Credit valid for six months.
Every figure is read from each firm's own published rules, FAQ and checkout, on 3 September 2026. Scores are computed from eight published criteria and the method is set out in full on our methodology page. We do not publish user reviews and the scores are not based on any.
FundedPilot is published by Bluewave Digital Education FZCO, the company behind Meridian Funded. That is why Meridian appears on this page and why we state it on every page rather than hiding it. The figures for every other firm come from their own published terms and can be checked against them.